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Live Mint | January 22nd, 2024

The Significance of Bancassurance and Insurtech Partnerships

The article discusses the challenges and opportunities in enhancing insurance access and distribution in India, focusing on the synergies between Bancassurance and InsurTech partnerships. It highlights the significant underinsurance in India due to access barriers, misconceptions, and undervaluation of insurance needs. Bancassurance, a model combining banking and insurance services, has gained momentum, leveraging the widespread presence and trust of banks to reach customers effectively. The article emphasizes the benefits for customers, banks, and insurers in this model, with data showing substantial growth in premiums.

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