For Mansi, the smell of cardamom will forever remind her of her mother’s ‘kheer’. Much like a bee homing towards a flower, Mansi would drift towards her favourite spot in the house - the kitchen doorway. The childhood fascination with the dynamics of the kitchen was soon overtaken by the realities of life, putting Mansi on the path of management. When her mother, Jaya, decided to launch a catering business it filled Mansi with an intense longing, which much to her friends' chagrin prompted her to leave a well-paying job and join her mother’s business. While she took the reins of the administration, it was her mother, Jaya who was the heart and soul of the enterprise. Even to this day, she finds solace in pausing by the kitchen, silently observing her mother bustling about amidst the pots and pans.
It was a quiet, ordinary afternoon in May when a single phone call reporting a small kitchen fire changed the trajectory of her otherwise calm, ordinary life. The only consolation was that apart from minor smoke inhalation and minimal property damage, no further losses were incurred. This incident served as a stark wake-up call for the mother-daughter duo, underscoring the fragile uncertainties of life. They recognised their duty not only to their staff but also to themselves. A former colleague, now employed at an InsurTech company, stepped in to assist and shed light on the myriad advantages of integrating innovative InsurTech solutions into their business operations. Implementing a Group Health Insurance Plan and a thorough Accidental Cover provided much-needed security for their staff's future. In addition, they took proactive measures by opting for an Extended Warranty for their kitchen appliances.
About the product:
Group Health Insurance Plan: Group Health Insurance Plan is no different from a health insurance plan but have better advantages. Firstly in case of group health insurance, the master policy holder is a different identty, typically an instituion, but the policy is issued on the name of covered person. The premium is less in case of group insurance and benefits are more including wait time of per-exisiting dieases is just 1 Year as compared to 3years in normal health insurance. Also, no medical test is required for policy issuance or coverage.
Group Accidental Cover: Group Accidental Plan helps in eliminating the financial loss of your family in case of demise or other unfortunate events due to an accident. Though it is an insurance product but it brings a sense of assurance to the covered person. You can easily get high insurance coverage with a low premium without any medical tests. The claims are real quick and hassle-free.
Extended Warranty: Going by the name, an Extended Warranty(EW) plan provides a warranty for home appliances from any breakage and maintenance. These are typically extensions of manufacturer warranty and help in covering home appliances with a safety net for a longer period. An EW could be bought for up to 5years of protection and plan cost may vary accordingly.Â
Note: Mansi Prakash's is a story inspired by true events and any resemblance to anyone dead or alive is a sheer coincidence.
