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Women's Day Special | Inspiring Tale: Anam Sheikh

Zopper Team Basics of Insurance March 7th, 2024

Nestled in the lively, bylanes of Abu Lane, Meerut is Khoobsurat Beauty Parlour, run by Anam Sheikh. A charming woman of 30 years, Anam Sheikh is a wizard with homemade beauty products and it is a fact that is well known in a city like Meerut. Anam inherited her skill from her paternal aunt. Under her aunt’s mentorship, Anam inherited skills to create natural beauty concoctions.. Khoobsurat Parlour became a sanctuary for her and other women like her hailing from conservative backgrounds. Studies show approximately 59% of women perceive self-employment as a means to diminish reliance on a spouse or family, while 46% see it as an avenue to shatter the glass ceiling.

Her staff’s well-being was important to Anam, which motivated her to seek a safety net of sorts. The son of one of her staff was employed at an InsurTech company and introduced Anam to the various benefits of innovative InsurTech solutions. Upon meeting with the InsurTech company, Anam discovered how vast their product module was and how easily they could solve her dilemma. After much discussion, Anam selected a comprehensive Group Health Insurance for her staff so their health is protected from any future medical emergency. As per the data, health insurance or financing schemes covered merely 30% of women aged 15-49 and 33% of men aged 15-49 during the period spanning from 2019 to 2021.

About the product:

Group Health Insurance Plan: Group Health Insurance Plan is no different from a health insurance plan but have better advantages. Firstly in case of group health insurance, the master policy holder is a different identty, typically an instituion, but the policy is issued on the name of covered person. The premium is less in case of group insurance and benefits are more including wait time of per-exisiting dieases is just 1 Year as compared to 3years in normal health insurance. Also, no medical test is required for policy issuance or coverage.

Note: Anam Sheikh's is a story inspired by true events and any resemblance to anyone dead or alive is a sheer coincidence.

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