In a refreshing conversation on the India Insurtech Association podcast, Mayank Gupta, Co-founder at Zopper, joins Prashant Rao to unpack what’s really holding back insurance penetration in India—and how insurtech is quietly reshaping the landscape. From embedded infrastructure powering insurer-distributor partnerships to micro-insurance adoption and mobile-led distribution in Tier 3 markets, the discussion highlights the real levers driving change.