NIT Durgapur Super Top-Up Program

Q: Who is the insurer and who is the TPA?

Oriental Insurance Company is the insurer and Zopper Insurance Broking Limited is the broker. Direct claim settlement will be done by Oriental Insurance Company, and the TPA is in-house at Oriental Insurance Company.

Q: How can I enroll for the program, and why is it only through the Web Portal?

You can enroll through the web portal at https://www.nitdaa.org/external_insurance

Coverage Highlights

Exclusive
Entry

Entry age up to 85 years for self, spouse, parents, and parents-in-law with lifelong renewability.

Seamless
Cashless Facility

This program ensures convenience with cashless hospitalisations under Base program.

Zero Co-Pay,
Zero Compromise

There are no co-payment requirements, ensuring financial peace of mind during claims.

Enrollment Window is Open

You’ve built a life defined by ambition, responsibility, and informed choices. Your health coverage should reflect the same standard - comprehensive, predictable, and free from unnecessary friction.

Renew Enroll Now

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Trusted by fellow alumni

The NITD Alumni Association is proud to partner with Zopper in delivering a health insurance program built for our alumni community. Our aim was simple — provide members and their families with reliable, comprehensive coverage that truly meets their needs.
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Zopper's expertise in structuring tailored insurance solutions, backed by their technology-driven approach, made the entire journey seamless — from understanding plan benefits to completing enrollment.
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This partnership has brought our alumni quality health coverage with clarity and convenience. We appreciate Zopper's commitment to building solutions for communities like ours.

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Tarun Kr. Dutta

Alumni of IIT Madras

Where can I see the premiums applicable to me?

You will be able to see the premium on the enrollment portal as part of your enrollment journey, based on the sum insured selection.

Who is the insurer and who is the TPA?

Aditya Birla Health insurance is the insurer. Direct claim servicing will be done by Aditya Birla Health insurance (TPA)

Would it require health check-up/tests or medical records before enrollment?

No, there is no requirement of a health check-up or sharing medical records during enrollment.

How can I enroll for the program, and why is it only through the Web Portal?

You can enroll for the program through the NIT Durgapur Alumni Web Portal, under the Insurance tab via this link. This program is limited to alumni; since all users of the Web Portal are verified alumni and part of the community, registration is enabled only through the Web Portal, and all registered members in the Alumni portal are eligible.

What is the entry age limit, and can I continue beyond 85 once I’ve joined?

Entry age is up to 85 years. Once an alum or a family member enters the program before 85 years of age, he/she can continue renewing the policy in subsequent years, even after crossing 85, as long as the insurance program continues with NIT Durgapur.

Is entry into the policy possible at the time of renewal, if not opted now?

Yes. But it is advisable to register now as it will ensure that by next year, at the time of renewal, PED waiting period waiver can be availed.

Does the proposed plan apply to or is useful to those who are NRI- permanently based abroad but spending sizable time in India?

Yes-since this policy permits claim which arise in India and for hospitalizations within the borders of India.

Is there any co-payment required in the program?

There is no co-payment required in the program.

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