Coverage Highlights

Exclusive
Entry

Entry age up to 85 years for self, spouse, parents, and parents-in-law with lifelong renewability.

Seamless
Cashless Facility

This program ensures convenience with cashless hospitalisations under Base plans.

Zero Co-Pay,
Zero Compromise

No co-payment requirements, ensuring financial peace of mind during claims.

Enrollment Window is Open

You’ve built a life defined by ambition, responsibility, and informed choices. Your health coverage should reflect the same standard - comprehensive, predictable, and free from unnecessary friction.

Renew Enroll Now

Smiling elderly couple and young man sitting close together, sharing a joyful moment.

Trusted by fellow alumni

I am writing this mail to thank Mr. Pradeep and Mr. Rishab from the Zopper team for their excellent support during the hospitalization of my family member last week. They have been there to answer my queries promptly.

I wanted to make special mention of the fact that Mr. Pradeep's prompt action allowed me to get the insurance claim swiftly and discharged from the hospital quickly yesterday in spite of being a Sunday. Kudos to the team for their service!

Unnikrishnan

Batch - 1998

The Zopper team went out of their way to help us. My wife and I are above 70+ years. When we submitted our original documents to the TPA, they informed us that some lab reports pertaining to Radiology and Pulmonology reports were not signed by the department heads although it had the Baptist hospital stamp on it. Since my wife Nalini was also down with viral fever, I requested Mr. Pradeep Kumar from the Zopper team to speak to the Baptist hospital insurance section to clarify about these reports. We thank you for early settlement of my claim. A special thanks again to Mr. Pradeep Kumar.

Mohandass

Alumni of IIT Madras

Where can I see the premiums applicable to me?

You will be able to see the premium on the enrollment portal as part of your enrollment journey, based on the sum insured and deductible selection.

Who is the insurer and who is the TPA?

Aditya Birla Health Insurance Limited is the insurer and Zopper Insurance Broking Limited is the broker. Direct claim settlement will be done by Aditya Birla Health Insurance, and the TPA is in-house at Aditya Birla Health Insurance.

Would it require health check-up/tests or medical records before enrollment?

No, there is no requirement of a health check-up or sharing medical records during enrollment. Almost all individual plans require a medical test, which is often a hassle, but this group program does not.

How can I enroll for the program, and why is it only through the Web Portal?

You can enroll for the program through the IIT Madras Alumni Web Portal, under the Insurance tab via this link. This program is limited to alumni; since all users of the Web Portal are verified alumni and part of the community, registration is enabled only through the Web Portal, and all registered members in the Alumni portal are eligible.

What is the entry age limit, and can I continue beyond 85 once I’ve joined?

Entry age is up to 85 years. Once an alum or a family member enters the program before 85 years of age, he/she can continue renewing the policy in subsequent years, even after crossing 85, as long as the insurance program continues with IIT Madras.

Is entry into the policy possible at the time of renewal, if not opted now?

Yes. But it is advisable to register no was it will ensure that by next year, at the time of renewal, PED waiting period waiver can be availed.

Does the proposed plan apply to or is useful to those who are NRI- permanently based abroad but spending sizable time in India?

Yes-since this policy permits claimwhich arise inIndia and forhospitalizations within the borders of India.

Is there any co-payment required in the program?

There is no co-payment required in the program.

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