Cyber Protection Plan Terms & Conditions

Safeguard Your Gadgets & Money from the Cyber Menace!

Zopper's Cyber Protection Plan is your safety net against cyber threats. It protects you from financial losses from data breaches, cyberattacks, and Phishing scams and ensures your reputation stays intact even after a cyber incident.

Below mentioned are the terms & conditions of the Cyber Protection Plan.

Cyber Protection Plan Terms & Conditions:

1. What is covered under this policy?
   All digital transactions are covered.

2. Who can buy this policy?
   The policyholder/certificate holder should be a permanent resident of India.

3. What is the policy period?
   The policy period is of12 months.

4. What are the covers available under the policy?
   Digital Theft of Funds (All instruments except Credit Card)

5. What is the range of Sum Insured available under the policy?
   INR 10,000 to INR 2,50,000

6. Is there any deductible under the policy?
   There is no deductible 

7. Which devices will be covered?
   Owned Devices of Insured: Computer System means any computer, laptop, mobile, telephone or tablet, smart home solutions, or smart televisions owned by you.

8. Can I cancel the policy after taking it?
   No, the policy can't be cancelled.

9. Is there any waiting period under the policy?
   The policy will start from day one of purchase.

10. What if I am a victim of more than one cybercrime at the same time?
    There are no restrictions on the number of claims during the policy period but coverage is up to the Limit of Liability in aggregate.

11. Can I get a cover for my family under this policy?
    No 

12. Is the cloning of credit card or debit card covered in this policy?
    No

Requisites to Filing

1. Claim Copy of the FIR

2. Bank statement/intimation confirming the amount will not be refunded by the respective bank (to prevent double indemnity)

3. Bank statement showing the fraudulent transaction